:root{--navy:#0d1b2a;--navy2:#162032;--gold:#c8962e;--gold-lt:#e8b84b;--gold-on-light:#8d6720;--white:#fff;--off:#f7f5f0;--gray:#6b7280;--border:rgba(200,150,46,.22);--radius:12px;--content:1180px;--shadow:0 16px 40px rgba(0,0,0,.08)}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,sans-serif;background:#fff;color:var(--navy);line-height:1.65}a{text-decoration:none;color:inherit}img{display:block;max-width:100%}
.container{max-width:var(--content);margin:0 auto;padding:0 24px}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9999}
.topbar{background:rgba(13,27,42,.97);backdrop-filter:blur(8px);color:#fff;position:sticky;top:0;z-index:999;border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:78px;position:relative}.brand{display:flex;align-items:center;gap:12px;font-family:'Playfair Display',serif;font-size:1.12rem;font-weight:700;color:#fff}.brand .mark{height:40px;width:40px;object-fit:contain;display:block;flex-shrink:0}
.nav-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav-links a,.nav-links .dropdown-trigger{font-size:.92rem;color:rgba(255,255,255,.84)}.nav-links a:hover,.nav-links a.active,.nav-links .dropdown-trigger:hover,.nav-links .dropdown-trigger[aria-expanded="true"]{color:var(--gold)}
.btn,.cta-btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;border-radius:6px;font-weight:700}.btn-primary,.cta-btn{background:var(--gold);color:var(--navy)}.btn-primary:hover,.cta-btn:hover{background:var(--gold-lt)}.btn-outline{border:1px solid rgba(255,255,255,.35);color:#fff}.btn-outline:hover{border-color:var(--gold);color:var(--gold)}.mobile-cta{display:none!important}.mobile-call{display:none;align-items:center;padding:6px 12px;border:1px solid var(--gold);border-radius:6px;color:var(--gold);font-weight:700;font-size:.82rem;white-space:nowrap}.desktop-cta{display:inline-flex}.menu-toggle{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;background:transparent;border:none;cursor:pointer;padding:0;position:relative;z-index:1000}.menu-toggle .hamburger-line{width:24px;height:2px;background-color:var(--white);transition:all .3s ease;border-radius:2px}.dropdown{position:static}.dropdown-trigger{cursor:pointer;background:none;border:none;font-family:inherit;padding:0}.dropdown-trigger .arrow{font-size:.65rem;margin-left:4px;display:inline-block;transition:transform .2s ease}@media(hover:hover){.dropdown:hover .dropdown-trigger .arrow{transform:rotate(180deg)}}.mega-menu{display:none;position:absolute;top:78px;left:24px;right:24px;background:var(--navy2);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);z-index:1000;border-top:2px solid var(--gold)}.mega-menu::before{content:'';position:absolute;top:-30px;left:0;right:0;height:30px;background:transparent}@media(hover:hover){.dropdown:hover .mega-menu{display:block}}.dropdown:focus-within .mega-menu{display:block}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.mega-col h4,.mega-col .mega-group-label{font-family:'Playfair Display',serif;font-size:1.05rem;color:var(--gold);margin-bottom:12px;border-bottom:1px solid rgba(200,150,46,.15);padding-bottom:6px}.mega-col h4 a,.mega-col .mega-group-label a{color:var(--gold)}.mega-col ul{list-style:none}.mega-col li{margin-bottom:8px}.mega-col li a{font-size:.9rem;color:rgba(255,255,255,.8);transition:color .2s ease}.mega-col li a:hover{color:var(--gold)}
.hero,.page-hero{background:linear-gradient(135deg,var(--navy) 0%,#1a2e45 52%,var(--navy) 100%);color:#fff;padding:88px 0 74px}.hero h1,.page-hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.1rem,4.5vw,4rem);line-height:1.12;margin:10px 0 16px}.hero h1 span,.page-hero h1 span{color:var(--gold)}.hero p,.page-hero p{max-width:780px;color:rgba(255,255,255,.78)}
.eyebrow{display:inline-block;padding:6px 12px;border-radius:999px;border:1px solid var(--gold);color:var(--gold);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.trust{background:var(--gold);color:var(--navy);padding:14px 0}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;font-weight:700;font-size:.92rem}
section{padding:72px 0}.section-head{max-width:760px;margin-bottom:28px}.label{display:block;margin-bottom:8px;color:var(--gold-on-light);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}.title{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.75rem);line-height:1.2;margin-bottom:12px}.muted{color:var(--gray)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.card{background:#fff;border:1px solid #e5e7eb;border-radius:var(--radius);padding:24px;box-shadow:0 1px 2px rgba(0,0,0,.02)}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);transition:.2s ease}.card h3{font-family:'Playfair Display',serif;font-size:1.22rem;margin-bottom:10px}.card p{color:var(--gray);margin-bottom:14px}.learn{color:var(--gold-on-light);font-weight:700;display:inline-block;padding:6px 0}
.alt{background:var(--off)}.alt .muted{color:#5e6878}.dark{background:var(--navy);color:#fff}.dark .muted{color:rgba(255,255,255,.7)}
.list{display:grid;gap:12px;margin-top:16px}.list li{list-style:none;position:relative;padding-left:22px}.list li:before{content:'•';position:absolute;left:6px;color:var(--gold);font-weight:900}
.steps{display:grid;gap:16px}.step{display:grid;grid-template-columns:56px 1fr;gap:16px;align-items:start}.step-num{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold);font-family:'Playfair Display',serif;font-size:1.3rem;border:2px solid var(--gold)}
.faq{display:grid;gap:12px}.faq details{border:1px solid #e5e7eb;border-radius:10px;padding:16px 18px;background:#fff}.faq summary{cursor:pointer;font-weight:700}.faq details p{margin-top:10px;color:var(--gray)}
.cta-band{background:var(--navy);color:#fff;border-radius:18px;padding:34px;display:flex;justify-content:space-between;align-items:center;gap:18px}.cta-band h3{font-family:'Playfair Display',serif;font-size:2rem}
.footer{background:#08111b;color:rgba(255,255,255,.75);padding:36px 0;border-top:1px solid rgba(200,150,46,.12)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}.footer h4{color:#fff;margin-bottom:10px}.footer a{color:rgba(255,255,255,.74)}.footer a:hover{color:var(--gold)}
.breadcrumbs{font-size:.9rem;color:rgba(255,255,255,.72);margin-bottom:8px}.breadcrumbs a{color:rgba(255,255,255,.88)}.contact-box,.admin-box{display:grid;gap:10px;background:#fff;border:1px solid #e5e7eb;padding:22px;border-radius:var(--radius)}.notice{background:#fff8e8;border:1px solid rgba(200,150,46,.3);padding:16px 18px;border-radius:10px;color:#5b4a18}
.form-grid{display:grid;gap:16px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;margin-bottom:6px;font-weight:600}.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid #d1d5db;border-radius:8px;font:inherit}.field textarea{min-height:140px;resize:vertical}.help{font-size:.88rem;color:var(--gray)}.alert{padding:12px 14px;border-radius:8px;margin-bottom:14px}.alert-success{background:#ecfdf5;border:1px solid #a7f3d0;color:#065f46}.alert-error{background:#fef2f2;border:1px solid #fecaca;color:#991b1b}
:focus-visible{outline:3px solid var(--gold-lt);outline-offset:3px}.btn-primary:focus-visible,.cta-btn:focus-visible{outline-color:var(--navy)}.table-wrap{overflow:auto}.data-table{width:100%;border-collapse:collapse;background:#fff}.data-table th,.data-table td{padding:12px 10px;border-bottom:1px solid #e5e7eb;text-align:left;vertical-align:top}.data-table th{background:#f8fafc;font-size:.9rem}.actions{display:flex;gap:10px;flex-wrap:wrap}
@media (max-width:960px){.trust-grid,.grid-3,.grid-2,.footer-grid,.form-row{grid-template-columns:1fr;display:grid}.topbar{backdrop-filter:none;-webkit-backdrop-filter:none}.nav{padding:12px 0;position:relative}.cta-band{flex-direction:column;align-items:flex-start}.step{grid-template-columns:48px 1fr}.step-num{width:48px;height:48px}.menu-toggle{display:flex}.mobile-call{display:inline-flex}.desktop-cta{display:none!important}.nav-links{display:none;flex-direction:column;flex-wrap:nowrap;position:absolute;top:100%;left:0;right:0;width:100%;background:var(--navy2);padding:20px;border-bottom:1px solid var(--border);z-index:998;gap:14px;box-shadow:var(--shadow);max-height:calc(100vh - 78px);overflow-y:auto}.nav-links.active{display:flex!important;z-index:1001!important}.nav-links a{font-size:1rem;color:rgba(255,255,255,.9);padding:6px 0;width:100%;display:block}.nav-links .mobile-cta{display:inline-flex!important;width:100%;margin-top:8px}.menu-toggle.active .hamburger-line:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-toggle.active .hamburger-line:nth-child(2){opacity:0}.menu-toggle.active .hamburger-line:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.dropdown{width:100%}.dropdown-trigger{display:flex;justify-content:space-between;align-items:center;width:100%;font-size:1rem;color:rgba(255,255,255,.9);padding:6px 0}.dropdown.active .dropdown-trigger .arrow{transform:rotate(180deg)}.mega-menu{display:none;position:static;width:100%;background:transparent;border:none;box-shadow:none;padding:12px 0 0 12px;border-top:none}.dropdown.active .mega-menu{display:block}.mega-grid{grid-template-columns:1fr;display:grid;gap:18px}.mega-col h4,.mega-col .mega-group-label{font-size:.95rem;margin-bottom:8px;padding-bottom:4px}.mega-col li a{font-size:.88rem;color:rgba(255,255,255,.8);padding:4px 0;display:block}}